Privacy Policy
Advantage Payment Services (“APS,” “we,” “us,” or “our”) is committed to protecting the privacy of our clients, their customers, and visitors to our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide, including but not limited to: name, email address, phone number, date of birth, social security number, personal address, business name and address, tax identification numbers, bank account and routing numbers, and government-issued identification for verification purposes.
Transaction Data
In the course of providing payment processing services, we collect transaction data including payment card numbers (encrypted), transaction amounts, dates, merchant category codes, and authorization responses.
Automatically Collected Information
When you visit our website, we may automatically collect certain information including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits.
2. How We Use Your Information
We use the information we collect to provide, maintain, and improve our Services; process payment transactions; verify your identity and prevent fraud; comply with legal and regulatory requirements; communicate with you about your account and our Services; and analyze usage trends to enhance user experience.
3. How We Share Your Information
We may share your information with card networks and issuing banks as required to process transactions; service providers who assist us in operating our business; law enforcement or regulatory agencies when required by law; and business partners with your consent. We do not sell your personal information to third parties.
4. Data Security
We implement industry-standard security measures to protect your information, including encryption of sensitive data in transit and at rest, PCI DSS compliance for payment card data, regular security assessments and penetration testing, access controls and employee training, and incident response procedures. While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure.
5. Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. Transaction records are retained in accordance with applicable card network rules and financial regulations.
6. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information; opt out of certain data processing activities; request a copy of your data in a portable format; and withdraw consent where processing is based on consent. To exercise any of these rights, please contact us using the information provided below.
7. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. You can control cookie preferences through your browser settings. Disabling cookies may limit your ability to use certain features of our website.
8. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.
9. Children’s Privacy
Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a revised effective date. Your continued use of our Services after any changes indicates your acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us through our website or reach out to your dedicated account representative.
Effective Date: April 1, 2026
